Lasting Powers of Attorney: Peace of Mind Made Simple
Plan TODAY – Protect Tomorrow – Everyones Future is Uncertain – so TAKE CHARGE of yours
What if tomorrow you couldn’t speak for yourself?
Who would make decisions about your money, your care
– even your life?
Lasting Powers of Attorney (LPA) gives people you trust the legal right to step in if you’re no longer able to make decisions. It’s not just for the elderly or ill – it’s for anyone who wants to stay in control and protect their family from stress, delay, and thousands in court costs.
✅ Why Make an LPA?
- Car accidents, trips, strokes, illness or dementia can strike at any time
- Without them, families are stuck – they can’t access accounts, pay bills or make care decisions
- The Court of Protection process is long, stressful and expensive and they may appoint a solicitor to manage your life at your expense.
⚠️ What Happens If You Don’t?
- Frozen bank accounts – even for joint ones.
- Family have no legal rights on where or how you’re cared for.
- Loved ones left helpless, burdened and stressed as they have no legal rights.
- Disputes over who should take charge.
- Court of Protection takes over after someone (perhaps the Social Services Department) asks for a Deputy to be appointed. If the family is in dispute, it is likely to be a Professional Deputy who is appointed.
It doesn’t have to be this way. Making good LPAs with our help is straightforward and relatively inexpensive. With the right help, it’s (relatively) quick, very affordable and gives you total peace of mind.
0r just call 01323 766766
“Steve made it easy to sort out Mum’s LPAs. We’re so relieved we did it in time.” – A grateful daughter
“My husband was in a nursing home as he needed a hoist and the bank refused me food money from the joint accout. I had no LPAs for him. Steve sorted it out as my husband was still mentally well”
Common Myths – Busted
- ❌ ‘I’m too young to need one’ – Accidents, illness or strokes don’t care how old you are. If you are under 18, you are right, your parents are in charge if things go wrong – until your 18th birthday but NOT after.
- ❌ ‘My legal spouse can just take over’ – not without legal authority they can’t, and that means Lasting Powers of Attorney OR a Court of Protection application with associated fees. Joint accounts can be frozen. Common Law spouses have no rights without Lasting Powers of Attorney and are unlikely to be granted rights by the Court of Protection.
- ❌ ‘I’ll do it later’ – You can’t make an LPA *after* you lose capacity. Then it’s too late. The Court of Protection is the only option.
Two Possible Futures
✅ You’ve made your Lasting Powers of Attorney. Your family knows what to do. They step in smoothly, with no court delays or extra stress.
⚠️ NO LPAs. Your family faces forms, Court fees, probably solicitors fees, stress and waits of several months – just to make basic decisions on your behalf, IF the Court of Protection approves them, which they probably will, but Health and Welfare decisions will usually have to be made by the Court.